PPF Calculator

Estimate the maturity value of your PPF account — enter your yearly deposit, interest rate and tenure to see the total invested and interest earned.

PPF has a minimum 15-year tenure, extendable in blocks of 5 years.
Maturity value
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Total invested
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Total interest
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What is PPF?

The Public Provident Fund is a government-backed, long-term savings scheme in India with a minimum tenure of 15 years. It offers tax-free interest and is a popular safe, long-horizon investment. Interest compounds annually, and you can deposit up to a yearly limit.

How the PPF calculation works

This calculator compounds your yearly deposits annually at the rate you enter (the PPF rate is set by the government and revised periodically — currently around 7.1%). It assumes a deposit at the start of each year, then shows the maturity value, your total deposits and the interest earned.

Real-world example

Deposit ₹1,50,000 a year for 15 years at 7.1% and your PPF could mature to roughly ₹40.7 lakh — on total deposits of ₹22.5 lakh, earning about ₹18.2 lakh in tax-free interest.

Frequently asked questions

PPF interest compounds annually at the government-set rate. This calculator compounds your yearly deposits over the tenure and shows the maturity value and total interest.

PPF has a minimum tenure of 15 years, which can then be extended in blocks of 5 years.

Yes. PPF falls under the exempt-exempt-exempt (EEE) category, so the interest and maturity amount are tax-free under current rules. Confirm with a tax professional.

Yes. It is free and runs entirely in your browser.