Everything tagged Loans.
Understand how your loan EMI is calculated — the formula, the principal/interest split and worked examples — or get it instantly with our free EMI calculator.
AZ Utils Editorial · · 10 min read
See exactly how lenders calculate your monthly EMI — the reducing-balance method, the formula, and a step-by-step worked example you can verify yourself.
AZ Utils Editorial · · 9 min read
Why home loan and personal loan EMIs differ so much — rates, tenure and security compared, with worked numbers to help you choose the cheaper option.
AZ Utils Editorial · · 9 min read
Six practical ways to reduce your EMI — prepayment, refinancing, rate negotiation and more — plus which ones also cut your total interest.
AZ Utils Editorial · · 9 min read
A from-first-principles explanation of the EMI formula — present value, the geometric series, and what every term in the loan mathematics actually means.
AZ Utils Editorial · · 10 min read
Loan amount, interest rate and tenure set your EMI — but credit score, loan type and down payment shape your rate. Here is every factor that moves your payment.
AZ Utils Editorial · · 9 min read
